VIABUY

VIABUY is a prepaid account app that provides an alternative to a traditional bank account or credit card. It is paired with a prepaid Mastercard card and is designed for managing funds, making online purchases, and monitoring transactions from an Android device.

Account setup and card access

The description states that opening an account does not require a bank account, credit check, or proof of income. EU residents can complete identity verification online. After entering personal information and verifying a mobile number, users can request a personalized card; the source says the card is shipped the next day.

The card is presented as having a premium design similar to conventional credit cards. The account also includes an account-specific IBAN, according to the supplied description, which can support the account's banking-related functions.

Adding funds and monitoring spending

VIABUY supports loading an account through domestic or SEPA bank transfers as well as other payment methods. This gives users more than one route for adding money to the prepaid balance.

Instant transaction notifications help users see when a payment is made and follow their spending. The app also supports password or fingerprint authentication for accessing account information in the app.

Payments and travel use

The prepaid card can be used for online shopping worldwide, and the source describes the service as suitable for managing finances while traveling. It also mentions planning travel budgets, using exchange rates, and making secure online bookings. The description additionally refers to discreet online gaming payments, although it does not provide details about supported merchants, regions, fees, or transaction limits.