MyCDM

MyCDM is a mobile banking application for accessing Crédit du Maroc services, including account opening, consumer credit applications, transfers, transaction validation, and selected card controls. It brings these functions together on a mobile device and also displays current offers and promotions from the home screen.

Opening an account and applying for credit

The app supports online opening of a Crédit du Maroc account and presents available account packs during that process. It also allows users to submit an online consumer credit application. The supplied information states that an application can be submitted in 15 minutes and that a response may be received within one hour.

Transaction validation and transfers

CDM Secure can be activated within the app to validate transactions with a six-digit e-code chosen by the user. MyCDM also supports instant transfers to accounts held with other banks in Morocco. The source states that these transfers are credited in 20 seconds.

Allowances and everyday banking tools

Users can activate personal travel and e-commerce allowances for an international bank card and an E-Buy card. The app also supports bill payments and other transactional features described in the source. Personal information can be modified through the application.

Beneficiaries, offers, and promotions

MyCDM can make funds available to beneficiaries for collection at an ATM or Crédit du Maroc agency. The home screen provides access to current offers and promotions, helping users review the banking opportunities presented in the app.