LIC HFL Home Loans

Explore home-loan options

LIC HFL Home Loans helps prospective borrowers explore and apply for home finance for building, buying, renovating or reconstructing a home. The app brings several parts of that process together: users can check the latest interest rates, view loan offers based on their income and property cost, and use a calculator to estimate eligibility and Equated Monthly Installments (EMIs). These tools provide information for considering a loan and its repayments; the offer and calculations are not described as a guarantee of approval.

Prepare before applying

Pre-application services include obtaining loan offers based on eligibility, setting a repayment duration and uploading necessary documents. The app also supports applying for a home loan and provides a way to download pre-filled applications. Together, these functions let users review possible financing, prepare application materials and access application-related documents through the same service.

Keep track of an application

After applying, users can check the status of their loan application in the app. This gives them a way to follow its progress rather than relying only on the pre-application tools. The app also includes a chatbot for answering queries in real time, providing an in-app channel for questions about the process.

Review costs and repayment estimates

Interest-rate information can be checked in the app, while the eligibility and EMI calculator helps users estimate borrowing capacity and monthly repayments. These functions support planning around a potential home loan and can be used alongside the personalized offers, which are based on income and property cost. The app describes the rates as available to check, but does not specify a particular rate in the supplied information.