Kalkulator Kredit

The core function of Kalkulator Kredit is estimating loan installments. According to the app description, users enter loan details such as the loan amount, interest rate, and repayment period, and the app produces an estimate of the monthly installment. The developer describes this as a way to plan a budget before applying for credit.

Three interest calculation methods

The app provides three interest options: fixed interest, variable interest, and annuity. Users can switch between them to compare different loan options. The description presents this as a way to make more informed decisions, because the same loan amount can produce different monthly figures depending on the method selected.

Monthly installment breakdown

Results are shown as a breakdown of monthly installment amounts, which helps users see what to expect each month. The developer also notes that the simulation is an estimate. The actual amount may vary slightly because of additional charges or changes in interest rates.

Built-in mini calculator

Alongside the credit simulation, the app includes a mini calculator for quick calculations. It is a secondary tool that is separate from loan simulation and is intended for simple calculations that do not require a full credit scenario.

Credit types and intended users

The description says the app can be used for bank loans, vehicle credit, and home credit. It is aimed at professionals working in finance or credit marketing departments, as well as people planning to apply for a loan. The developer describes the interface as user-friendly.

Pricing as stated by the developer

The developer's FAQ states that the app is free to download and use, with no hidden charges or in-app purchases. This is the developer's own statement in the listing and has not been independently verified.